Blog
June 2026 · 5 min read
Eight friends. A weekend in Lisbon in October. Airbnb rental, flights, restaurants, activities: the shared budget quickly tops €1,200. Everyone wants to pay their own way — Wero for some, transfer for others, a cheque for the one who doesn't yet have a recent smartphone. And someone has to centralise it all, chase the latecomers and know exactly how much is missing three weeks before departure. Without losing money to platform fees on every euro collected.
The group trip is one of the most common use cases for a group fund — and one of the most demanding for the organiser. The amounts are high, the collection window stretches over several weeks, and participants have very different payment habits. Filomy was designed to absorb all this complexity: a single page, every payment method, zero fees on the total collected.
For a travel fund among friends of €1,500, Leetchi takes €43.50. On €2,000, that's €58. That's no longer symbolic: it's a hotel night, two museum tickets, or the last night's dinner. And these fees apply to everything collected — not just the surplus — something many organisers only discover at the moment of the final transfer.
Filomy works differently. There is no commission whatsoever, neither when creating the fund, nor when confirming payments, nor when withdrawing the money. The amount shown in the dashboard is exactly the amount available. Full stop. On a €1,800 trip, that's €52.20 more in the shared fund.
In every travel group there are the quick deciders and the chronic procrastinators. Some say “yes, I'll pay” three weeks ahead and settle up right away. Others promise and forget. The organiser often flies blind, unsure of the real amount they can count on to make bookings.
On Filomy, the logic is simple and reliable: only confirmed contributions count towards the available total. When Maxime sends you his transfer, you confirm it in one click. When Camille hands you €150 in cash, same thing. When Thomas says “I'll pay tonight” but hasn't done it yet, his name doesn't show up in the confirmed total. You know exactly which figure to rely on when making booking decisions.
A group trip is rarely planned in forty-eight hours. Between the “when are we going?” thrown out in January and the flights booked in March, several weeks can go by. Filomy doesn't limit how long a fund runs: you open it the day the idea gets serious, and you close it when everyone has paid.
During this period, participants can contribute at their own pace, through whichever payment method suits them that day: Wero because it's fast, transfer because the amount is large, cash because it's handy over a shared dinner. This flexibility considerably reduces friction and follow-up reminders — everyone can pay when they want, how they want, without being blocked by the lack of a specific app.
And once the trip is over, the Filomy memory space becomes a collective album: each participant can post their best photos from the trip, and the whole group accesses them through the same link. A way to extend the journey long after coming home.
Start the fund for your next trip
Free · 0% fees · Wero, transfer, Lydia, cash, cheque
Create the group fund →Can you open a travel fund several months in advance?
Yes. There's no time limit on Filomy. You can create the fund at the very start of planning and let participants contribute at their own pace over several weeks or months, right up to the closing date you choose.
How do you tell those who promised to pay from those who actually paid?
Filomy makes that distinction clearly. The organiser confirms each payment received manually — Wero, transfer, Lydia, cash or cheque. Until a contribution is confirmed, it doesn't appear in the available total. You know exactly what you can count on.
Is there a maximum amount on Filomy travel funds?
No. There's no maximum amount. Whether your shared budget is €500 or €5,000, Filomy handles the collection the same way — and always without taking any commission.