Blog
June 2026 · 5 min read
In three weeks, Emma and Julien will welcome their first child. In the family WhatsApp group, the messages fly: “Shall we do a group fund?”, “Great idea!”, “How do we organise it?”. Then silence. Because nobody really knows how to coordinate twenty-odd people — friends on Lydia, family by transfer, colleagues in cash — without spending an hour on it and losing money along the way.
The birth of a baby is one of those moments when the urge to give is at its strongest and most spontaneous. But organising a collective gift across such a mixed network — from hyper-connected twenty-somethings to grandparents who don't own a smartphone — has always been complicated. Filomy was designed for exactly this scenario: a new-baby group fund accessible to everyone, whatever the payment method, with no platform fees at all.
Around a baby on the way, the circles overlap: the couple's friends who use Wero or Lydia every day, the parents and in-laws who make their transfers from online banking, the grandmothers who slip a note into an envelope during the maternity-ward visit, and the colleagues who want to pool €10 each in cash by the coffee machine.
On platforms like Leetchi, cash or cheque payments simply aren't supported — the organiser ends up running two systems in parallel. With Filomy, all of these methods coexist in the same dashboard: Wero, bank transfer, Lydia, cash and cheque. Each contribution received is confirmed manually by the organiser, and the running total stays visible to everyone through the shared link.
For a new-baby group fund of €400, Leetchi takes €11.60. For €600, that's €17.40. These amounts may seem modest, but in practice they mean one fewer piece of baby gear, several tubs of infant formula, or a good chunk of a decent car seat. On Filomy, the amount collected is the amount available — no exceptions, no surprises when you withdraw.
This transparency is especially welcome for new-baby group funds, where the organisers — often a best friend or an already-busy sister — really don't have time to pore over the fine print. Filomy shows the gross, net and available total: they are all exactly the same figure.
Beyond collecting money, Filomy offers something unique: every group fund is linked to a digital memory space. In practice, that means the loved ones who contribute can also drop off a photo, record a voice message or write a note for Emma, Julien and their baby.
The new mother thus ends up with far more than an envelope: she discovers a wall of first well-wishes — the photo of the cousin who came from far away, the moving message from the grandfather, the funny little video from the office colleagues. An album that will stay accessible for life, one the child will be able to look through themselves in ten or twenty years.
For the organiser, it's a single link to share across every WhatsApp group: family, friends, colleagues. The same page handles both the collection and the guest book. No double effort, no extra coordination. And participants don't need to create an account to contribute or post a message.
Create the new-baby group fund
Free · 0% fees · Wero, transfer, Lydia, cash, cheque
Create the group fund →Do you need to create an account to take part in the new-baby group fund?
No. Loved ones receive the group fund link and contribute directly, with no sign-up. They choose their payment method (Wero, transfer, Lydia, cash or cheque) and the organiser confirms receipt manually from their dashboard.
How do you handle contributions from distant relatives who don't use Wero or Lydia?
Filomy accepts classic bank transfers and even cash or cheques for relatives who prefer traditional payment methods. The organiser simply notes the receipt in the interface — every contribution counts, whatever the channel.
Can you attach a family photo wall to the new-baby group fund?
Yes. Every Filomy group fund is linked to a memory space: a digital wall where family and friends can post photos and messages for the baby. Parents end up with a collective album of the first well-wishes — a way to keep this unique moment alive.